• Welcome to The Dharmaj Peoples Co-Op Bank Ltd.
  • 02697-244336
  • RBI License No.
  • UBD GJ 437P, Aug 12, 1985
  • Address
  • Nr. Tower, Dharmaj. 388430

NEFT-RTGS

NEFT

Reserve Bank of India has introduced a system called National Electronic Funds Transfer System (NEFT) through which fund transfer operation would take place among member Banks and financial institutions. Our bank is one of the participants in the above system.

OBJECTIVES:    

  • To establish an Electronic Funds Transfer System to facilitate an efficient, Secure, economical, reliable and expeditious system of funds transfer and Clearing in the banking sector throughout India, and To relieve the stress on the existing paper based funds transfer and clearing system.
  • Credit to Beneficiary’s Account on the same day/next day if remittance done late in the evening.
  • Safest and Secure Mode of Fund Transfer.
  • No charges for inward Remittance
  • Money can be put to use by beneficiary on the same day or next day

AMOUNT OF REMITTANCE:

  • There is no ceiling of minimum and maximum amount of remittance/ transaction.
  • CREDIT TO BENEFICIARY’S ACCOUNT:
  • Credit to the Beneficiary Account will be given by Beneficiary’s Bank’s Branch on the same day and in case of holiday/ after business hours, credit will be given on next business date.
  • MICR CODE : 388816171

    CTS CLEARING FACILITY START Dt.:01-04-2019

WORKING OF THE SCHEME:

  • Fill up NEFT from completely signed by applicant.
  • Mention beneficiary Bank and Branch name with IFSC code (Indian Financial System Code) and beneficiary’s Name, Account Type, Account Number and Amount to be remitted.
  • Message will be sent in electronic form in a highly secured manner through NEFT System to Beneficiary Bank’s Branch.

For NEFT :

  • 11:00 am to 03:00 P.M.
  • IFSC Code of Our Bank (GSCB0UDHARM)

RTGS

TRANSFER YOUR FUNDS ANYWHERE IN INDIA IN MINUTES (Selected Banks and Branches)

The beneficiary bank credits the beneficiary’s account within 2 hour of receiving the funds message.

What you need to Submit? (Remitting customer)

  • Amount to be remitted.
  • His/her account number which is to be debited.
  • Name of the beneficiary bank.
  • Name of the beneficiary customer.
  • IFSC of receiving branch.
  • Account number of the beneficiary customer.
  • Timings :-

For RTGS :11:00 am to 03:00 P.M.

  • IFSC Code of Our Bank (GSCB0UDHARM)